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Kisan Credit Card

 

The Kisan Credit Card is a pioneering credit delivery system for providing adequate and timely hassle free short term crop loans to farmers under single window, with flexible and simplified procedure, The bank launched this scheme in the year 2000 - 2001.

Eligibility of farmers for Kisan Credit Card

1. Member borrower must be availing Agriculture loan regularly.
2. Recovery of last season must be satisfactory.
3. Member borrower must not have availed agriculture loan from any other bank.
4. Member borrower must not be a defaulter on loan.
5.  Including above eligibility terms, member borrower must be also be eligible asper current agriculture loan norms.



Loan amount sanction and transactions on account for Kisan Credit Card

In this scheme, PACS will inform the beneficiary farmers total land, land under cultivation and current crop sowed, to the bank. The bank inspector will verify the information provided and will sanction the loan amount and approve the farmer, which will include the farmer in this scheme.